Thursday

CAREFREE CONDO LIFE IN MARYVILLE IL


New to the market, this is the perfect condo or villa you've been looking for in Maryville, IL. 

This charming home is located at 2304 Williams.  It's priced at $129,900.

Everything is on one, easy level and it's tastefully neutral, clean and move-in ready.

The open floor plan includes cathedral ceilings and a ventless, gas fireplace in the great room.

In the big kitchen, you'll find more cabinets than you can possibly use as well as ample counter space. All appliances stay, including the washer and dryer.

The Master bedroom includes a full en suite bathroom and a huge 10' x 6' walk-in closet. The second bedroom is big and bright.
Maryville IL condo for saleThe condo's oversized garage also offers plenty of storage.
A patio overlooks the beautiful common land back yard. Lawn and landscaping maintenance is included in the monthly condo fee.
This convenient Maryville location offers great interstate access for commuters. You're just minutes from the highway and about 20 minutes from downtown St. Louis.
The condo's roof was new in 2011 and the water heater was replaced in 2010. The washer, dryer and refrigerator are just four years old.

Call Nancy at 618-791-8007 today for your personal appointment, or emailNancy@NancyMilton.com for additional information.

See more pictures at the 2304Williams website. 

As always, ask me about Homes For Heroes -- real estate savings for teachers, medical pros, first responders, law enforcement officers, veterans and active duty and reserve military. Learn more at HomesForHeroes.com or visit our Homes for Heroes -- Collinsville and Maryville Facebook page here

Monday

Relocating to Maryville, IL? Get to Know Beautiful Drost Park.

Tucked away in the middle of Maryville, Illinois is a lovely oasis called Drost Park. Here's a picture of the centerpiece of the park, a seven-acre lake where residents and visitors can fish or just enjoy the view. Boats with electric trolling motors are allowed on the lake, but no gas-powered engines.
Maryville IL Homes for Sale Drost Park Lake
This charming little barn at Drost Park houses Master Gardener and other activities from time to time.
Homes for sale in Maryville IL Drost Park
The village of Maryville and the University of Illinois extension office have created a Gift Garden at Drost Park. All produce grown in this garden is donated to local food pantries.
Homes for sale in Maryville IL Drost Park
And, participants in the Master Gardener program have created gorgeous flower beds.
Homes for Sale in Maryville IL Drost Park
Homes for Sale in Maryville IL Drost Park
There are three-miles of paved trails ringing Drost Park. Picnic pavilions, a bocce court, horseshoe pits and restroom facilities also are part of the park. The Madison County Transit Schoolhouse Trail intersects with the park, bringing groups of bicycle riders through the village.
Homes for sale in Maryville IL Drost Park
Kid-ready playgrounds make the park fun for all ages. The village also screens family friendly movies throughout the summer months.
Homes for sale in Maryville IL Drost Park
To learn more about Maryville's parks, visit the Maryville Parks and Recreation Department's website.

Tuesday

Maryville Home Buyers: Can Your Realtor Help You Get Pre-Approved for the Right Home Loan?

Thanks to my blogs, websites and some very selective advertising, my phone rings with calls, beeps with text messages or dings to lets me know when an email query from a new buyer has come through.

On a good day, it can be a real symphony of sounds squawking forth from the Blackberry.

Ring! Beep! Ding! I love days like that.

Today was one of those days and one new buyer -- I'll call him Mike -- emerged at the head of the pack because he's already done what I asked him to do -- talk to one of my preferred lenders about a mortgage loan.

After a new customer and I first make contact and chat for a while about their real estate goals like Mike and I did today, I ask if they have seen a lender to find out what kind of loan would be best for them.

Very often the answer is, no, they haven't talked to a lender yet. Mike admitted that he -- in his own words -- was "clueless" about how to go about getting himself and his wife and kids a place to call their own.

I  gave him the name of a lender who I trust to do a great job making a decision about the best loan for his situation. Before the day was over, the lender called to let me know that Mike had talked to him and they are meeting tomorrow to go over the process.
 
So, in a sense -- yes -- as your Realtor, I can help you get pre-qualified and pre-approved for that mortgage loan you need to become a homeowner. I do it by making sure you talk to a good lender who I trust to give you the best possible advice.

"My" lenders (I get proprietary about people who do a great job for my clients) know about:
  • Grant programs in Madison County and St. Clair County, Illinois (the two counties in which I do most of my work) to get money for closing costs and other pre-paid items for my buyers who meet certain income levels
  • VA loans for military veterans
  • FHA loans with small downpayment criteria
  • USDA Rural Development loans for buyers who are considering homes outside of the cities
  • 203K Loans for both the purchase and rehab of a home
  • Credit repair -- for free -- for buyers who are on the edge of qualifiying for a loan
  • They even have conventional loans with 3 percent downpayments as I write this post
Folks, a good lender will have a smorgasbord of choices and will match your needs and circumstances to their offerings.

Conversely, if a buyer has too many credit problems to allow them to become a homeowner right now, these good lenders will tell them to wait a while and just rent for the time being while they work on bringing their debt to income ratio into balance.

If you're in the market for a home in Maryville or anywhere throughout Madison, St. Clair and Macoupin counties, and you need to take the first step -- getting a good loan -- call or text me at 618-791-8007 or email Nancy@GoshenRealtyGroup.com to talk about it.

Together your lender, your Realtor (that's me) and the most important person in this process -- you -- will make a great team to get your loan done, get your next home selected and get you to a smooth closing.

Sunday

Homes for Sale in Maryville Meadows

Click here to see homes for sale in the Maryville Meadows neighborhood.

Maryville Meadows is located off IL-162 between IL-159 to the east and IL-157 to the west.

Homes in the neighborhood are part of the Collinsville School District.

If you'd like to call a home in Maryville Meadows your own, call or text Nancy at 618-791-8007 to set a showing. Or, email Nancy@GoshenRealtyGroup.com.